Members, deposits, gold loans & Nidhi-Rules compliance — one secure, multi-branch platform.
A complete, multi-branch platform for Nidhi companies & mutual-benefit societies — member KYC & share capital, savings / FD / RD / MIS deposits with interest & TDS, member loans against gold, deposits, property & securities, branch-wise double-entry books, live Nidhi-Rules compliance monitoring, a field-collection agent app, a member portal with QR verification, and bank-grade two-step security — all in one auditable system.
Real screens from the software — fully branded and customised for you.
Member onboarding with PAN/Aadhaar validation, maker-checker approvals, ID cards, nominees, grievances and death-claim handling.
Nidhi share allotment & certificates, minimum shareholding checks, dividend declaration and payout tracking.
Savings, fixed, recurring & monthly-income deposits with interest accrual, maturity, renewal, pre-closure and auto TDS.
Gold, deposit, property & securities loans with schedules, repayment allocation, NPA, provisioning, auction & restructuring.
Live NOF, 1:20 ratio, unencumbered-deposit, interest-cap & branch-rule monitoring with versioned thresholds and NDH/MCA data.
Branch-wise double-entry ledger with automatic inter-branch/HO balancing, reversal vouchers, period lock and cash-day close.
Field-collection agent app, a member portal & kiosk mode, online applications and QR verification of passbooks, receipts & certificates.
P&L, balance sheet & statutory reports, plus explainable risk scores, structuring alerts and a liquidity forecast.
Built against a complete Nidhi Company feature specification — multi-branch, double-entry-accurate, compliance-aware and secure, with portals for members, agents and your whole team.
Get a personalised demo and a quote for Nidhi Company Software.
